Residential Public Insurance Adjusters
Once an insurance claim event happens to your property, you will be faced with a mountain of decisions that must be made.
Examples of types of residential claims:
- Collapse, Decay, & Vibration
- Explosion
- Fire & Smoke
- Hail Damage
- Hurricane & Wind Damage
- Lightning
- Power Outage
- Plumbing Leaks
- Roof Damage
- Sinkholes
- Theft
- Tornado Damage
- Vandalism
- Water & Flood Damage
Ask yourself these questions to determine if you need help with your damage claim:
- Do you have time to deal with the insurance company, their demands and adjusters?
- Do you understand all the complex details in your insurance policy?
- Do you have the experience to file an insurance claim?
- Did you know that the burden of proof is yours including inventory appraisals and real estate evaluations required?
- Is the carrier offering a quick settlement that seems to be inadequate?
- Did your adjuster say, “Your claim did not meet your deductible.”?
- Did your adjuster say, “There are not enough hail hits to warrant roof replacement.”?
- Did your adjuster say, “Your claim is denied.”?
- Are you being discouraged from hiring a Public adjuster by the carrier’s adjuster?
- Was the adjuster quick to respond and now impossible to find?
What your Empire Public Adjuster will do for you:
- explain the process
- gather and document evidence required for the loss
- acquire necessary reports
- prepared detailed inventories, loss estimates and detail replacement costs
- file property forms
- determine the actual cash value and replacement cost of the loss
- handle meetings – prepare presentations, provide expert testimony – emails and phone calls
- ethically negotiate the maximum compensation based on policy
- recover fast and fair settlements — we secure larger settlements than the insurance company’s offer — and you don’t pay Empire Public Adjusters until after you receive your money.